Howard L. Margolis, AIF CTFA - Southfield G Gao: Howard is passionate, thorough and meticulous, it shows through his work and character. I had few financial advisors, it was day and night when I do the comparison, to me he went above and beyond in creating a plans, goals and options with detailed explanations, but to him it’s just part of his job. I felt really neglected with my previous advisor, like I was a plug a play into their system, nothing feels tailored or planned for my specific situation. Howard is completely the opposite, I feel safe and secure with him handling my investment, it was eye-opening.