2 /5 Mike To: terrible experience high scores get tons of marketing emails and approval emails figured I would try them out. My experience was very bad much better companies out there why give your business to this glorified payday loan company will not ever use better companies like prosper, or citi who gave me offers to choose from which I will decide what offer to accept. not to mention they do a hard credit pull un like some companies who do a soft pull and a hard pull at the end they are not a true fin tech company NOT HAPPY. I did deal with stacy who was nice but seemed annoyed each time we spoke