Zeal Credit Union - Dearborn Matt DCL: Ive been a member for 15 years, and I can say with confidence that the quality of service has steadily declined. Over the past year, they’ve begun flagging nearly all of my purchases as fraudulent, even legitimate ones, and recently, this has been happening multiple times a day. This is extremely risky, especially since they cut off access to your card at night, leaving you without funds until the following morning. I strongly urge you not to sign up with this company. After 15 years, I’m closing my account immediately.