5 /5 Hana Awad: Working with UIF was one of the best decisions we made in our home-buying journey. As first-time buyers with a new baby, there was so much to navigate — but UIF made the financing side of things feel not only manageable, but genuinely empowering.
A special thank you to Ali Rafiq, who went above and beyond in every way. From the very beginning, Ali was clear, kind, and incredibly patient. He answered all of our questions in depth, walked us through each step, and never made us feel rushed or overwhelmed. Even when the process got technical, he explained things in a way that made sense and helped us feel confident in our decisions.
Ali’s professionalism was matched by his integrity — we truly felt like he was advocating for our best interest the entire time. And the fact that this was all done in a Shariah-compliant structure gave us a sense of peace that we didn’t have to compromise our values.
We’ve heard so many stressful lender stories — we experienced the exact opposite with UIF. Every deadline was met, documents were processed smoothly, and there was never a moment where we felt out of the loop. Ali and the UIF team made the journey feel like a partnership, not a transaction.
If you’re looking for a lender who is responsive, honest, values-driven, and truly invested in helping you succeed, ask for Ali Rafiq and go with UIF. I can’t recommend them enough.